PERSONAL FINANCE
Personal Finance
Tips and suggestions on managing your finances and investments better
Latest Articles
Demystifying Home Loan EMIs: What They Don't Tell You
This article was originally published in financial express. Click here to read it Do you have a home loan outstanding or are you planning to take a home loan? If ‘Yes’, do you really understand the nuances of how a home loan EMI works? Let's find ...
House Hunting - The Art of Choosing Between Renting and Buying
This article was originally published in mint genie. Click here to read it Imagine the excitement and happiness that comes from buying your first home. For most of us it’s a big step in life and a moment of pure pride. But it’s also important to r...
Invest or Pay Off Debt? Discover Which Option is Best for You
If you're paying off a loan (say a home or car loan) and suddenly find yourself with some extra cash, you might be wondering whether to put it towards paying off the loan or investing. It's a tricky choice, but we've got some insights to help you ...
Take charge of your money with this quick and simple framework
This article was originally published in mint genie. Click here to read it. When it comes to financial decisions we are often hesitant to take charge. While we all know that Saving and Investing is important, we do not take a step in that directio...
Is a higher equity allocation injurious to your short term goals?
This article was originally published in Financial Express. Click h ere to read it. Let’s say you have some money requirement (read as financial goal) coming up within the next five years. You want to save and invest for it. Where would you invest...
We keep hearing about the magic of Equity SIP, but where is it?
In a recent movie, there is an interesting sequence involving a little kid. The kid plants a mango seed and comes back the next day to see if it has grown. When there are no signs, the little one, now confused, digs up the seed and plants it back ...
Should you manually time your SIP every month?
We read in our earlier blog here that it’s best to set a SIP date within 2-3 days of your salary credit. This makes it simple, and automatic and ensures you save first before you spend. But won’t it be smarter to manually decide your SIP date of i...
Equity SIPs have delivered good returns over the long term, but why do most of us give up midway?
Equity SIPs historically have delivered good returns over a 7-10 year time frames But despite that most of us give up on our Equity SIPs midway Why does this happen? This is because we are not prepared for the three punches that an Equity SIP deli...
What Is The Best Frequency For Equity SIPs - Daily, Weekly, or Monthly?
There are diverse views regarding how to choose your frequency for an Equity SIP. Some say doing a daily or weekly Equity SIP gives better averaging, leading to better returns. So, Can more frequent SIPs generate better returns? What should be the...
Do Equity SIPs work best on certain dates of the month?
You have chosen your equity funds and are ready to start your monthly equity SIPs. But now comes the question…! Which date should you choose to start your monthly Equity SIP? There are diverse views regarding the date to choose for an SIP. Some sa...
What's the big deal about investing early?
Investing regularly has many benefits, and most of us want to start as early as possible. But, then life happens. We put off the decision to start investing as there is always some major expense coming up. More often than not, we feel our salary i...
Everyone Says Invest in Equity SIPs for the Long Term. But How Long is "Long-Term"?
We have all heard that it’s important to have a long-time horizon when investing in equity markets via SIPs. But have you ever wondered how long is ideally ‘long term’ when it comes to investing in Equity via SIPs? Don’t worry, we’ve got you cover...